Investment Knowledge Base
Investment? I need to set up a policy to repay me 100000 in 30 years time. Can anyone advise what the cost is likely to be per month and what they think the best investment would be? Endowment, ISA etc etc. Financial advisers will advise whatever gives them the better commision I think!
investment ? My friend owns small business and wants to start another small business, but does not have enough capital. Can she just write a check from her 1. business and make it like investment to 2. business? or are there any rules to make investment? thanks
What is the best investment for your money? What is the best short term investment for one's money with the highest return, with the lowest amount of risk? I'm invested in CD's and they give a good interest rate and very skeptical of the stock market yoyo and not interested in the shaky housing market. But my question still remains and want to know what do you think would be the best investment, also thinking about foreign securities, but what do you think is a good investment and also for retirement long term too?
How does one start an investment banking business? How do you get the money? What documents/contracts do you need? This will probably differ than other businesses. For example, it would seem a little odd for an investment banker to go to another investment banker to ask them to invest in their investment banking business. Technically, where exactly do you get the starting money? Answers will be appreciated. Thanks!!!!!
Is investment in Jomtien (thailand) condos among very good investment options in Asia ? I am exploring investment in Jomtien (Pattaya, Thailand) condos. I like to know if Jomtien is possibly among the very good real estate investment destination and can i expect 30% appreciation per annum. I hear them some of the Thailand's highest towers are being built in jomtien beach. I would like someone to also list top 3-4 condos schemes for investment in 2008, and some websites that give comparison of multiple schemes and most updated information.
How is work in the investment industry like? Hi, I am considering a career switch to the investment industry from an engineering career. I am considering of taking up the CFA program to equip myself with the technical skills required for this industry and at the same time, to enable me to step foot into this industry. But before I decide whether to enroll in the CFA program, I would like to find out if this industry is really suitable for me.(I do not have any friends working there). Is there anyone who is working in the investment industry who is willing to share with me his experiences and how the work there is like? Especially people who are in same situation as me (who made a career switch) ? Also, I'm quite interested in research and analysis of stocks and equities, and I'm strong in numerical aptitude. What kinds of jobs are there available in the investment industry that will allow me to utilize this strength? Thank you for your replies in advance!
Can your investment representative be cheating you out of your profits? I invest in mutual funds with a group I will leave anonymous. I just started. I know that mutual funds are like stocks and any other investment there's a chance you can lose money. However, is it possible the representatives can be storing away any profits that you did make into their account and making it look like you lost money from the investment? If so, I might just go to saving money from the bear market point of view. Savings bonds, Certificate of Deposits, savings account, and any other sure profit investments rather than these unpredictable and shady investments strategies. What do you think? Make money the old fashioned way and just save it?
What investment vehicle has created the most billionaires ? I know that real estate has created the most millionaires but now that I think about it I only know of 2 real estate billionaires. So what is the investment vehicle that has created the most billionaires?? Im guessing oil/large corporations?
What investment vehicle takes advantage of compounded interest? Am I correct that you do not really compound your money when you buy stocks since your money doesn't get re-invested yearly? My 10,000 will only increase in value in 10 years if the price of the stock goes up and not because my 10,000 gets compounded annually (unless the company offers dividends which I could re-invest yearly). If not stocks, then what other investment vehicles takes advantage of compounded interest? Money market and bonds?
What is the best way to handle large investment losses on my taxes? I really screwed up and have over $50,000 in investment losses this year! Our gross income from salaries for this year will only be around $50,000. In addition, I lost $5000 in my Roth IRA. I just read that I can only deduct $3,000 in investment losses. Does that include IRAs PLUS regular investment activities? Also, will any interest I accrue via CDs or dividends from stocks or mutual funds essentially be tax-free now since I have such a large investment loss? Or is that a different category? Please help, I really screwed up this year and am hoping somebody has some suggestions to make this better. Thanks in advance!
How can I find a good real estate investment coach? I am a new real estate investor. I am looking for a good real estate investment coach in San Francisco Bay Area. I have a real estate saleperson license and have basic real estate investment knowledge. I am looking for a good real estate investor coach who have years of success investment experience in residential and commericial. I have private funds for good deals and would like to be partnership or learn from savy investors.
What would be a good investment strategy for me? I'm 28 years old, I make a little over 200K a year and i have over 300K in liquid cash in separate bank accounts. I don't know what to invest in because the market is garbage. My goal is to have a million by the time I'm 35 and I hope that with solid investments and some possible continued growth in income, I can accomplish this. Can someone give me some good investment strategies?
Why did the investment bankers think it was profitable idea to securitize bundle bad mortgage loans? First I don't understand why banks would loan money to someone with bad credit or not having the means to repay. Second I don't understand why investment companies like Bears Stearns would repurchase the loans from the banks. Securitize them and sell them as bonds. What are they learning at these prestigious business schools? How to be a licensed crook? The credit rating agencies are seem to be payed by not assigning the proper credit ratings. The country is falling apart because people don't have the discipline to live within there means. Greed is running rampant.
How to calculate the principle amount of a compound investment? Hi, I have an assignment I'm supposed to be doing for Maths and I need to figure out the Principle amount for an investment using the length of time of the investment, the interest rate and amount of compound interest earned during the investment. Unfortunately I'm unable to find an equation or formula suitable to answering this kind of question. I'm not asking for the actual answer to my assignment but if someone would be able to provide me with a formula that would be very helpful.
What kind of investment company is right for me? I'm doing well in stock market, I would like to open an investment company (home base business). There are many options, but I don't know which one is the best for me. I live in Pennsylvania; I also look for something that allows me to deduct the most from tax.
What to study in uni for a career in investment banking? i want to get into investment banking, and will be applying for universities this year, but i dont want to study the subject in uni. do i have to do a degree in something business related or can i do something like engineering or physics and still get into investment banking? if yes, which is better to do engineering or physics > if you're planning to go into investment banking after anyway.
How stressful is it to work in London in an investment bank or similar environment? I've been thinking of moving from York to central London with the hope of getting a job in a large investment bank. I have some friends who are working in investment banks of which a couple have moved from places like Surrey to be in London. There seems to be a popular theme of stress and long unbearable working hours when working in London, specifically in financial companies. I want to know how much of this is actually true and whether its just caused by bad self management? I feel extremely driven and have always enjoyed being in London and think I could cope, but never actually worked there. Working in York seems too chilled out and quiet but is it worth moving to work in the city for the higher salary? Is working in an investment bank or other financial firms in the city really too stressful to handle?
What is the best investment when you reach the retiring age? When you reach your retiring age, all you have are pensions from social security and others. This are not enough for a standard of living plus some inflation and cost of food, medicines and shelter. Kindly give me an ideas what will be the best investment?
What type of custodial investment account is the best for a dependent child? I am considering setting up a custodial stock account for my 2 year old. I'm seriously considering DRIP type investment. What type of account is most beneficial in terms of tax benefits, for both parents and children? Is it better to own a separate DRIP account until the child reaches the adult age and then gift them the account or use it to pay for the education? Thanks
What is the best investment option for a secret nest egg? I would like to open an investment account to build a secret nest egg. I have $5000 to start and want to add up to $100,000. I don't want my husband to know about it and prefer that it be non-taxable and as untraceable as possible. Any suggestions?
What is the best investment for a retired person apart from bank fixed deposits? I am a retired person. I have 8 to 9 lakhs to invest.I get regular income from my retirement plans. That is I do not need any monthly income from the spare money.No share market or mutual funds. Bank deposits are at low rates. I do not want to lock it for more than 2 years.Can any one suggest a best investment option.?
How do I start a business in investment management? I have a passion for investment. I have done well in investing my own money. I would like to turn my passion into a full time job. How do I go to start an investment company to manage other people's money and earn a fee from it? Thanks.
How does running a property investment business work? How does running a property investment business work. Do you start off buying a few properties and rent them out. Do you start by paying them off with a mortgage, so you can buy several properties at a time and pay each property off in certain amounts each time. Do you normally set up up a company.
How can one use their credit cards to invest without the investment qualifying as a cash advance? Everybody knows using a credit card at the ATM or bank will qualify the transaction as a cash advance and cash advances carry a rather high rate. However today I heard a bit on the news;how to make money off of the credit card companies rather than them making it off of you. It featured some investment guru who talked about using available balances on credit cards for investments that have a higher rate of return than the credit card carries. I have a 0% until July 2007 with plenty to invest if I decided to do this, but how would I avoid the cash advance rate if it would be regarded as cash? Are there any investments that would list the transaction as a purchase? Please help, I am confused.
What would be the best investment advice for my wife and I? I have been married for two years and my wife and I have a six week old daughter. We both have steady jobs that pay a normal amount for people our age and newly wed We live in an apartment paying about 550 rent etc etc I hope you get the picture. We are pretty normal and we are (more I am) looking for good investment opportunities that aren't really risky. Just taking the same money I already save and get a better return. We consistently put 10% of our net into savings. What are your ideas?
How do investment banks (Goldman and Morgan Stanley) accept deposits? According to today's (Sept 22) NY Times, "Both banks already have limited retail deposit-taking businesses, which they plan to expand over time. Morgan Stanley had $36 billion in retail deposits as of Aug. 31 and Goldman Sachs had $20 billion in deposits. " I thought that ony banks could accept deposits, not investment banks. (Obviously this will be different after they convert themselves to bank holding companies, as now planned.) Under current law, how are Goldman and Morgan Stanley able to accept deposits? They do offer money market mutual funds, but these are uninsured investments, not "deposits". Thanks.
I want to earn money without investment. How and what can I start? I have being doing service as Purchase executive in Crown Television and after that I have done job as receptionist, Purchase and store assistant and then lastly HR executive in Signour Laminates.I have a experience of 15 to 18 years. Now I want to earn money without investment as I have many responsibilities. So please give me a chance and suggestions.
What is the return on investment of a check cashing franchise? I am working with a franchise consultant who is recommending that I purchase a check cashing franchise with a company called Family Financial Centers. I have never owned a franchise before. I would like to find out from current franchisees of this or other companies how much investment of their personal time is necessary and what kind of net profit are you making per year. Family Financial Centers is a new business (3 years) so I'm concerned that there is no long term track record of it's profitability.
How many shares of stock should the club buy for its investment? Investment Club. An investment club bought a bond of an oil corporation for $5000. The bond yields 8% per year. The club now wants to buy shares of stock in a hospital supply company. The stock sells at $20 per share and earns a dividend of $0.50 per share per year. How many shares should the club buy so that its total investments in stocks and bonds yield 5% per year?
How do I find an Investment Banking job without prior experience? I am currently working for a big CPA firm. I have two years of experiences. I am looking to make a switch to Financing, particular Investment Banking. I have been searching for an associate position at many of the IB firms, but all of them seem to require an MBA or IB experience. Due to this reason I am planning to apply to business school. Is it possible for me to find a IB or equity research job without prior experiences or an MBA? If so, how?
What is a good investment or stock purchase in todays economy? Ok well letme start off by sayin i am only 16yrs old i am looking to put as much as 3grand into stocks or investment. I grew up in a family with money and i want to be able to provide the same plush gifted life i have lived for my kids when i am older. Also i am looking into going into wall street when i am older does anyone know where i should get started? or a similar job? Thanks for helping me out i appreciate it.
How relaxed is the CFA around holding an investment job? What about a corporate finance position? I want to study for the CFA and a friend told me that you need to be in an investment position for 4 years. I'm a financial analyst and my job really doesn't involve investments. However I do want to be involved in the future with investments. Finished my MBA last summer and I am looking for something good to do for my career. Saw a Masters in Accounting that preps you for the CPA. Thoughts?
What is the best money investment program? I want to invest my money. there are so many investment out here I do not know which to choose. A financial advisor will tell you anything. how do you know who is telling the truth. Anybody can tell me about stock and bonds? I need my money to work for me. I am working so hard I can not see my savings growing because my interest is under $7.00 from my bank. I am getting older I need to be well off before I get to 67 for retirement.
How do i become a investment Banker? What college do i need to go to? I am interested in Becoming a investment banker. I am wondering if i need a post college school or can i enroll in a four year college and graduate and apply for a job? Also can you reccomend some other careers in the field of Buisness. Highy paying jobs. Also what are requirements for the job and what will help to get the job.
How do I find an online investment account that suits my needs? I have $200 to invest in stocks. I want complete control of my cash. I want no advice. I don't want huge fees for spreading my small investment amount over several stocks and not buying in complete lots. Actually, I'm not worried about turning my cash into major profits. I just want to have the fun of investing and I want to get annual reports. It's more of a learning experience than anything.
How can I find a good investment property at a reasonable price? I'm 22 yrs old and I have over 50k dollars I want to invest. I am in the military so I am deployed most of the time and I don't spend too much time in one place. I was thinking in investing in realstate while the market is low. How can I find a good investment at a good price?
How to purchase more than two investment properties? My question is how do people have many investment properties say 7-10 $100,000 properties? When you try to get financing for more properties wouldnt you you be so far in debt? I know that you rent out the properties but you cant make that much profit after the mortgage payment. For example if you have 7, 100,000$ properties renting for 1500 a month with a mortgage of 1000 for each your only netting 3500 a month and in $700000 worth of debt so how can you keep getting loans for more properties?
How do I go about getting a job in the investment field? I will be graduating from business school in one month. I majored in finance, and I would love to get into the investment field. However, I don't want to be a financial planner. Investment banking or something like that would be good. Any ideas of how to contact companies like UBS of Morgan Stanley with hopes of getting a job? Thanks!
What are the different phases in the investment banking process? One of my friends told me that his company is currently in "Phase C" in the investment banking process. I've never heard of the term "Phase C". I was just wondering was it something that he made up to make me feel ignorant or was it something that I'm actually not familiar with?
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